Build It, Ship It, and Open the Door for Real Conversations About Selling Assets
For twenty years, the same problem has been visible across the banking and credit union landscape: the data exists, the demand is real, but the bridge between balance sheets and buyers has been broken.
- Banks are holding billions in performing and non-performing assets.
- Credit unions are carrying stressed portfolios with rising delinquency.
- Buyers, investors, and fintechs want access to this paper.
- No one built a system that turns regulatory data into real deal conversations.
Why I Built BankWatch Pro and CU Watch Pro
Regulators publish the data. Institutions report the numbers. The market signals are sitting in plain sight. But no one built a system that transforms those signals into actionable opportunity.
So I did what I always do: if I can think it, I build it.
identify, analyze, and engage banks and credit unions about selling their performing and non-performing assets — in a single, intelligent workflow.
Two Intelligence Engines Covering the Entire Market
The Intelligence Engine for U.S. Banks
BankWatch Pro was built with one purpose: find banks that should be talking about selling assets, and give you the intelligence to start those conversations with precision.
When the industry didn’t build the tool, I built it myself.
A full-stack financial analytics, AI, and business development system on top of:
- FDIC call report data
- Real-time bank news grounded in Google results
- U.S. Census demographic data
- Corporate and branch history
- Peer benchmarking
- AI financial analysis using Gemini
- Integrated CRM and outreach automation
It is not a spreadsheet or generic dashboard. It is a deal-sourcing and institutional engagement engine.
- Investment bankers
- M&A advisors
- Private equity groups
- Debt buyers
- Fintech companies
- Commercial lenders
- Bank executives
- Business development teams
If you need to find banks, understand their position, and engage them directly, BankWatch Pro is built for you.
- Analyst Chat — Ask questions like “Find commercial banks in Texas with assets under $500M and rising NPL ratios,” or “Explain why this bank’s Tier 1 Capital decreased last quarter,” and get clear, sourced analysis.
- Credit Box Search — Define your ideal bank by asset size, delinquency, NPL ratios, concentrations, profitability, region, and capital risk; the system returns banks that fit.
- Integrated CRM & Outreach — Add banks, find executives, generate AI-based emails, launch sequences, and track every touch in one place.
- AI Risk & Financial Commentary — Risk explained like a seasoned examiner, distilled into actionable assessments.
The Intelligence Engine for U.S. Credit Unions
Credit unions operate with even less visibility. The NCUA ecosystem is rigid, dated, and not built for data-driven business development.
CU Watch Pro was built to change that.
CU Watch Pro converts raw NCUA call report data into:
- Risk analysis and growth insights
- Delinquency intelligence and portfolio acquisition targets
- Strategic expansion planning
- Peer comparisons and automated outreach
It integrates NCUA datasets, Census demographics, FRED macro indicators, regulatory action data, AI-driven financial assessments, CRM, and outreach automation.
- Institutional investors
- Debt buyers
- Fintech vendors
- CU executives & boards
- Strategy & planning teams
- Risk & compliance officers
- Consultants
- Regulators
- Automated NCUA File Processing — Upload raw files and the system parses, cleans, maps, links, validates, and analyzes automatically.
- Portfolio-Wide Dashboards — See risk distribution, delinquency hotspots, loan growth, charge-off patterns, and macro comparisons.
- Comprehensive Profiles — 360° views of financial performance, delinquency and charge-off trends, business lending, peer benchmarking, capital and liquidity, community demographics, news, and multi-year charts.
- AI Examiner’s Assessment — CAMEL-style health reports covering Capital, Asset quality, Management, Earnings, Liquidity, and early warning indicators.
- AI Outreach & CRM — Store contacts, locate executives, generate personalized AI emails, deploy workflows, and track all communication.
- Credit Box Marketplace Search — Screen credit unions by loan type, delinquency, net worth ratio, growth, charge-offs, branch structure, geography, and product concentration.
From Data to Deals — Not Just Dashboards
Most analytics tools are passive. They show charts, tables, and ratios — and then hand the work back to you.
These platforms are built to move:
- From Data to Insight — AI interprets institutional data and tells you the financial story.
- From Insight to Decision — Dashboards surface risk, opportunity, and direction.
- From Decision to Engagement — CRM and outreach workflows operationalize your strategy.
- From Engagement to Deal Flow — You build real, high-value conversations with banks and credit unions.
It’s the first system that unifies FDIC and NCUA data, Census and macro trends, news, AI examiners, lead generation, outreach automation, and CRM pipelines into one platform designed for deal makers.
Final Word: Builders Have the Advantage
Plenty of people talk about innovation. Very few ship working systems that actually move paper.
BankWatch Pro and CU Watch Pro exist because the market needed something faster, smarter, and more aggressive than anything off the shelf.
If you’re a strategist, lender, fintech, investor, or debt buyer who wants a real edge, these platforms were built for you.
To see it live or talk assets, reach out below.
