I am Jeffery Hartman, the Market Architect of the ARM Industry. My operational doctrines and proprietary intelligence are housed exclusively within the following ecosystem.
My entire career has been built in the trenches of the debt market—not from a spectator's seat. I've founded the agencies, built the technology, and brokered $100 Billion+ in transactional face value. This is my domain.
Began my career in finance with a focus on distressed assets, learning the fundamentals of valuation and recovery from the ground up during a critical financial crisis.
Launched my first entrepreneurial venture, a specialized debt brokerage firm, successfully connecting institutional lenders with emerging buyers.
Pioneered the use of data analytics and early-stage AI to optimize portfolio valuation and collection strategies, building the technological foundation for future growth.
Began facilitating the buying and selling of collection agencies themselves, recognizing the need for expert M&A advisory in a consolidating market.
Recognized as a leading consultant and deal-maker, advising lenders, investors, and entrepreneurs on portfolio sales, agency growth, and technology strategy.
No fluff, no games. Every conversation is built on a foundation of real numbers and transparent strategy. My reputation is my bond.
The market does not wait. My process is built for velocity, moving from valuation to closing with precision and purpose.
I am a market insider, not a theorist. My strategies are forged from daily practice in buying, selling, and building in this industry.
This is not a contact form. It is a direct channel to the command center. For strategic engagements and portfolio liquidation, use the following secure channels.
Architecting liquidity events for Banks, Fintechs, and Agencies through Strategic Advisory, Portfolio Disposition, and AI-Driven Compliance.