Debt Collection Licensing & Infrastructure Playbook (2025 Edition)

The “Debt Collection Licensing & Infrastructure Playbook (2025 Edition)” is a comprehensive, state-by-state guide for debt collection agencies to navigate the licensing, bonding, and compliance requirements in 2025. It provides detailed insights into regulatory infrastructure, including cyber insurance and bonding rules, helping agencies build a legally sound and scalable operation across different U.S. states.

Your foundation for a compliant, scalable collection business.
Learn how to structure your agency the right way from day one — including multi-state licensing, compliance registration, and infrastructure setup.

You’ll discover:

  • How to obtain and manage state and federal debt collection licenses.

  • The best practices for data security, payment systems, and vendor oversight.

  • How to avoid costly mistakes during your initial setup and audits.

  • The modern technology stack required for scalable operations.

🎯 Best for: Entrepreneurs and new agency founders ready to build a compliant, long-term foundation.