Tailored Execution Protocols
The debt market is built for giants, leaving others to fight for scraps. This is a lie. The greatest profits are found where the market is most inefficient. A one-size-fits-all approach is a-size-fits-none. These are my surgical instruments, designed to turn your specific liabilities into maximum-value assets.
The “Auto Express” Program
A purpose-built machine for the fast, compliant, and profitable sale of credit union auto debt, designed for smaller-scale, high-quality portfolios.
- Small-Balance Packaging: We connect you to a standing network of specialist buyers who pay a premium for smaller, high-quality auto loan pools.
- The Active Buyer List: Gain immediate access to curated buyers who are vetted for capital, compliance, and speed.
- Regulatory Justification: We provide the documentation and process transparency required to satisfy your board and regulators.
The “Early-Stage Offload” Program
A permanent solution for the fintech lifecycle. Offload non-performing assets quickly and predictably, turning a volatile liability into a revenue line.
- Pilot Spot Sales: We prove the model by running a pilot sale with a small sample of your assets to establish a clear valuation.
- Quarterly Forward Flow: We establish a predictable, automated forward flow agreement to ensure consistent cash flow.
- Data Normalization: Our team normalizes and packages your data to meet the stringent requirements of institutional buyers, instantly increasing its value.
The “Rapid Exit” Program
More than a buyer; this is an airtight business case. We provide a complete strategic toolkit for a confidential, value-maximizing exit without the risk of a public auction.
- Board Memo Templates: We arm you with professionally prepared documents that outline the process and justify the decision to your board.
- Ironclad Valuation Ranges: Using real-time market data, we provide a defensible valuation range to give your board full confidence.
- The Auction Alternative: We provide a documented, step-by-step process that proves you pursued a competitive, value-maximizing strategy.
Stop Gambling with Your Assets: Expert Debt Portfolio Strategies
The rest of the market can keep fighting over the scraps in the public square. My clients receive a level of tailored, strategic service that is simply unavailable anywhere else. Stop gambling with your assets. It’s time to work with a professional.
